Mint Capital Vertex Client Portal
Legal

Terms of Use


Last updated July 2026.

Template — requires legal review. This document is a starting point prepared for the portal. It must be reviewed and adapted by qualified UAE counsel before the portal accepts live clients, in particular the fee, liability, data and introducer provisions.

1. Who we are

This portal is operated by Mint Capital Vertex ("MCV", "we", "us"), Office 202, Churchill Tower, Business Bay, Dubai, UAE.

2. What MCV is, and is not

MCV is a facilitator and advisor. MCV is not a bank, lender, insurer or licensed financial institution, and does not provide, issue, lend, insure, guarantee or approve any instrument, account, facility or policy.

All instruments, accounts, financings, guarantees and insurance referred to on this portal are provided, approved and documented by licensed banks, financial institutions, funding partners and insurers, and are subject in every case to their own assessment, approval, terms, documentation and jurisdiction availability. Nothing on this portal constitutes an offer of financial services or finance, or a commitment by any institution.

3. Your account

You are responsible for the accuracy of the information and documents you submit, for keeping your credentials secure, and for all activity under your account. You confirm that you are authorised to act for the business you register, and that any underlying transaction you present is genuine.

4. The consultation fee

A one-time consultation fee is payable per application, by bank transfer, before a file proceeds to review. The amount is quoted for the specific engagement and set out in writing before any work begins. The fee is consideration for defined professional work: assessing the file, verifying counterparties and documents, structuring the requirement and approaching institutions.

The fee is non-refundable once work has commenced. It does not purchase an approval, a rate, a timeline or any outcome, and no part of it is contingent on any institution's decision.

MCV does not charge, and will never request, fees to process, release, activate or unlock any instrument, account or funding, nor any fee calculated as a percentage of an instrument's face value.

5. Indicative terms

Terms issued through the portal are indicative and are not binding facility agreements. Accepting indicative terms records your intent to proceed. No institution is committed until it issues its own documentation, and terms may change or be withdrawn.

6. Documents and information

You grant MCV permission to review the documents you upload and, on your instruction, to present them to institutions in connection with your application. You warrant that you are entitled to share them and that they are authentic and unaltered.

7. Verification and refusal

MCV verifies instruments bank to bank and in custody. MCV may decline to act, suspend an account or terminate a relationship at its discretion, including where verification fails, where information proves inaccurate, or where a matter falls outside MCV's compliance appetite.

8. Automated document reading

Documents uploaded to the portal may be processed by automated tools to extract descriptive information for review purposes. Such output is a review aid only. It does not constitute a compliance decision, a verification, or an assessment of any kind, and every file is reviewed by a person.

9. Liability

To the fullest extent permitted by law, MCV is not liable for the decisions, acts, omissions, pricing or timing of any bank, financial institution, funder or insurer, nor for indirect or consequential loss. Nothing in these terms excludes liability that cannot lawfully be excluded.

10. Governing law

These terms are governed by the laws of the United Arab Emirates as applied in the Emirate of Dubai, and the courts of Dubai have jurisdiction.

11. Contact

info@mintcapitalvertex.com · +971 4 258 6525